The key rate growth and economic uncertainty has led to an increase in the share of Russians buying cars without using car loans.
According to the expert, high rates on car loans have made buying a car using borrowed funds less attractive for the population. "In 2024, the share of car loans in sales of new cars was about 48%, but in 2025, against the background of high key rates and economic uncertainty, preference is increasingly given to buying without borrowed funds. The share of such buyers exceeds 60%, and for some brands it reaches 68%," emphasized Dmitry Evdokimov.