Template-Type: ReDIF-Article 1.0 Author-Name: Maria Girich Author-Name-First: Maria Author-Name-Last: Girich Author-Workplace-Name: Gaidar Institute for Economic Policy Author-Name: Ivan Ermokhin Author-Name-First: Ivan Author-Name-Last: Ermokhin Author-Workplace-Name: Gaidar Institute for Economic Policy Author-Name: Antonina Levashenko Author-Name-First: Antonina Author-Name-Last: Levashenko Author-Workplace-Name: Gaidar Institute for Economic Policy Author-Name: Olga Magomedova Author-Name-First: Olga Author-Name-Last: Magomedova Author-Workplace-Name: Gaidar Institute for Economic Policy Author-Name: Kirill Chernovol Author-Name-First: Kirill Author-Name-Last: Chernovol Author-Workplace-Name: Gaidar Institute for Economic Policy Author-Name: Diana Golovanova Author-Name-First: Diana Author-Name-Last: Golovanova Author-Workplace-Name: Gaidar Institute for Economic Policy Title: DFAs throw off shackels; fig models, big bills: AI and the environment; dangerous connections: Regulating anthropomorphic chatbots Abstract: This publication deals with issues related to digital financial assets, AI, chatbots Classification-JEL: D83, G15, O14 Keywords: anthropomorphism, chatbots, digital financial assets, AI Year: 2025 Issue: 12 Month: December Pages: 8 File-URL: https://www.iep.ru/files/RePEc/gai/rudigm/rudigm-2025-12-1483.pdf File-Format: application/pdf File-Function: Revised Version, 2026 Handle: RePEc:gai:rudigm:rudigm-2025-12-1483